Add CPAs to your Mortgage Lead Referral Network. Check your balance, pay bills, transfer funds and deposit checks - anytime, anywhere. Variable rates are derived by adding a margin to the 30-day average SOFR index, published two business days preceding such calendar month, rounded up to the nearest one hundredth of one percent (0.01% or 0.0001). Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. Last updated on March 4, 2023 Where is the property located? Lowest rates are reserved for the most creditworthy applicants and will depend on credit score, loan term, and other factors. Try going back to find what you're looking for. Weve personally advised over $1 out of every $1,000 in student loan debt in the U.S., creating custom plans for approximately $2.4 billion worth of student loans. No reviews yet. This offer is not valid for borrowers who have previously received a bonus from Student Loan Planner. want to make buying or refinancing your home easy and affordable for all medical professionals even if youre just starting out. Student loan payments typically receive favorable treatment with a doctor loan, making it easier to qualify for a mortgage. Our Story WebMarketplace JD Mortgage Find a home you love JD MORTGAGE connects you with lenders offering low to no down payment mortgages designed specifically for lawyers. To receive a 0.25 percentage point interest rate discount, the borrower or cosigner must enroll in auto debit through Sallie Mae. Borrowers must complete the Refinance Bonus Request form to claim a bonus offer. This comes with low down payment options, generally ranging from 0% to 15%. One American Bank and Earnest LLC and its subsidiaries are not sponsored by or agencies of the United States of America. You will receive a $1,000 bonus if you refinance $100,000 or more, or a $200 bonus if you refinance an amount from $50,000 to $99,999.99. Interest rate incentives for utilizing Auto Pay may not be combined with certain private student loan repayment programs that also offer an interest rate reduction. WebThis is not a commitment to lend nor a preapproval. If you choose to complete an application, we will conduct a hard credit pull, which may affect your credit score. Unless required to be lower to comply with applicable law, Variable Interest rates on 5-, 7-, and 10-year terms are capped at 13.95% APR; 15- and 20-year terms are capped at 13.95% APR. As a Premier Client, you'll receive thehighest level of customer service, rewards and benefits a bank can offerwith an exclusive suite of financial solutions designed to meet your needs. If youre looking to purchase or refinance a primary residence, then your accounting degree could give you a leg up in todays competitive housing market. Tax professionals are valuable referral sources in todays commercial mortgage market. However, the borrower can still be eligible for the Student Loan Planner bonus if they qualify under the Student Loan Planner Bonus Disclosure terms below. If you opt to receive the cash bonus incentive offer, you will receive a $1,050 bonus if you refinance $100,000 or more, or a $300 bonus if you refinance an amount from $50,000 to $99,999.99. If you are a member of a professional association, Laurel Road might offer you the choice of an interest rate discount or the $300, $500, or $750 cash bonus mentioned above. Potential borrowers are responsible for their own due diligence on acquisitions. Our Mortgage Loan Officers can help you decide if this type of mortgage is right for you and guide you on your home buying journey from prequalification through application and closing. Web4 Votes Long Island Real Estate Forum Professional Mortgage Loans for Attorneys, Physician's, CPAs, etc Alina Vengerov New to Real Estate Jericho, NY Posted 4 years ago Hello, I've recently come across a type of mortgage loan called a professional mortgage loan for attorneys, doctors, cpas, etc. NMLS# 1820. Advertised variable rates are the starting range of rates and may vary outside of that range over the life of the loan. 1 comment. But this little-known mortgage solution isnt available everywhere, which can make it challenging but not impossible to find lending opportunities in your area. Becoming a medical professional whether you are a doctor, dentist, nurse, physicians assistant or technician can take years of work, dedication, and very often financial sacrifice. Visit earnest.com/licenses for a full list of licensed states. The amount of the bonus will depend on the total loan amount disbursed. Note this program is limited to ARM products, meaning you wont have the option to choose a traditional 30-year fixed rate. Doesnt it make sense to work with a partner who specializes in lending to your industry, one who provides a relationship-based approach and has the capital you need to support your practice today and your successes tomorrow? The bonus amount will depend on the total loan amount disbursed. Variable APR: Annual Percentage Rate (APR) is the cost of credit calculating the interest rate, loan amount, repayment term and the timing of payments. When you need a business loan, Oak Street Funding offers a variety of financial solutions, customized to meet your business needs. Xero: Best for Advanced Features. Borrowers must complete the Refinance Bonus Request form to claim a bonus offer. To begin the qualification process for the Student Loan Planner sign on bonus, customers must apply from the link provided on https://www.elfi.com/student-loan-planner. Your variable interest rate (index + margin applicable discounts) will not exceed 18%. The amount of the bonus will depend on the total loan amount disbursed. Conditions apply. The Best Student Loan Help for Six Figure Borrowers. For California residents (Student Loan Refinance Only): Loans will be arranged or made pursuant to a California Financing Law License. Terms and conditions apply. WebOur unique cash-flow analysis, fast turn times, industry knowledge, and innovative technology are aligned to how you run your business. Therefore, its best to do your research and explore all mortgage options available to you. Loans If you opt out, though, you may still receive generic advertising. We provide a service dedicated to individuals with professional qualifications and high projected earnings from doctors and dentists, to accountants and engineers. Mortgage providers are listed alphabetically and loan officer contact information is included when applicable. A TD Bank Mortgage Loan Officer can answer your questions and help you get prequalified. Eligible senior executives, attorneys, dentists, CPAs, veterinarians, health care administrators, physician assistants, nurse practitioners, nurse anesthetists and other professionals can take advantage of Loan Michael F. DeLuca: A professional tax and accounting firm in Yorba Variable rates from 5.99% APR to 9.99% APR with a 0.25% autopay discount. Equal Housing Lender. I had many questions, but I always received a quick response. WebAmerican Financial Network, Inc. (AFN) has been serving the lending needs of real estate professionals, builders and individual homebuyers throughout the United States since CMG Mortgage, Inc. is licensed in all 50 states and the District of Columbia. WebA mortgage loan of $200,000 for 30 years at 5.582% APR will have a monthly payment of $1,135.58. Earnest: $1,000 for $100K or more, $200 for $50K to $99.999.99. Additional terms and conditions apply. There is a limit of one bonus per borrower. If a student does not have an established credit history, the student may find it difficult to qualify for a private student loan on their own or receive the lowest advertised rate. Additional terms and conditions apply; see SoFi.com/eligibility for details. This is not a commitment to lend. As a result, in order for the CPA to substantiate to a third party the financial information furnished by taxpayers in a tax return, the CPA is required to perform additional procedures to verify the information is accurate. Professional Mortgages for CPAs, Attorneys, Doctors, Etc. Borrowers must complete theRefinance Bonus Request formto claim a bonus offer. So, it isnt always obvious which banks provide these exclusive home buying benefits to accountants. For the SoFi variable-rate product, the variable interest rate for a given month is derived by adding a margin to the 30-day average SOFR index, published two business days preceding such calendar month, rounded up to the nearest one hundredth of one percent (0.01% or 0.0001). This benefit is suspended during periods of deferment and forbearance. CONTROL OF YOUR TIME HORIZONWe customize financial solutions and have flexible loan terms, so you can take charge of how you want to manage your business finances. Certified public accountants (CPA) and recent accounting graduates have a unique home financing opportunity that is designed to make qualifying for a mortgage easier and more affordable. Payment example: If you bought a $450,000 home with a 20% down payment, for a If a borrower is eligible for and chooses to accept an interest rate promotional offer due to that borrowers membership in a professional association, the borrower will not be eligible for the cash bonus from Laurel Road. States available:CO, IA, IL, KS, MO, NE, SD, TX, WY. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. The lowest APRs shown for residency, bar exam, private consolidation and parent loans are available for the most creditworthy applicants and include a 0.25% interest rate reduction while enrolled in automatic payments. Posted on April 1, 2014. To receive the offer, you must: (1) register and apply through unique URL provided by Student Loan Planner (2) fund a student loan refinance with SoFi; (3) have or apply for a SoFi Checking and Savings or have a SoFi Money account to receive the bonus; (4) and meet SoFis underwriting criteria. Up to 100% financing on the purchase or refinance of a principal residence, Up to 100% financing on lot & land loans (in select counties), Available to medical doctors, medical residents, or full-time medical instructors across the entire state of Texas, 30-year fixed-rate & 7/1 ARM loan options, The home must be the veteran or military member's primary residence in Texas, Typically requires a minimum of 5% down payment for tracts one acre or more, Youre currently serving in the military or military reserves, You may be eligible if you are a commissioned officer of the Public Health Service, The home must be a purchase or refinance and owner-occupied, The loan cannot be utilized for second homes or multiple-unit dwellings, The home must be located within an eligible Texascounty, Primary Residence, Second Home & Raw Land Purchase Eligible, Terms of repayment, reflecting the repayment obligations over the full term, including any balloon payment. Equal Housing Lender. However, accountants arent automatically included in many physician mortgage eligibility requirements although this will likely change as more banks expand their reach to more professions. Professional Mortgage Loans Websufficient if the CPA is being asked by a lender or broker to validate the information furnished by the taxpayer. Variable rate options range from 4.74% APR (with autopay) to 10.24% APR (without autopay) and will vary based on application terms, level of degree and presence of a co-signer. The 3-Month CME Term SOFR index value for variable interest rate loans is 4.875% as of April 1, 2023. MS068. All variable rates are based on a 1-month LIBOR assumption of 0.15% effective Jan 1, 2021 and may increase after consummation. Offered terms are subject to change and state law restriction. This content is not provided or commissioned by any financial institution.
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